Because employee benefit programs provide such an important dimension of an employee's financial security, some overall questions need to be asked to evaluate any existing or anticipated employee benefit plan.

• What are the employer's objectives for establishing the benefit plan?
• What benefits should be provided?
• Who should be covered by the benefit plans?
• Should employees have benefit options?
• How should benefit plans be financed?
• How should the benefit plan be administered?
• How should the benefit plan be communicated?

Incorporating the answers to these questions is essential if an employee benefit plan is to be designed properly. By careful preparation, combined with a thorough understanding of the employee's needs and the employer's goals, a successful benefit strategy can be planned. The qualified consultants at EBS can provide the level of expertise necessary to design a program that meets objectives and is cost effective at the same time.